QuickLinks -- Click here to rapidly navigate through this document
Issuer
Free Writing Prospectus
Filed Pursuant to Rule 433
Registration No. 333-229808
March 12, 2019
UP Fintech Holding Limited, or our company, has filed a registration statement on Form F-1 or the Registration Statement, including a prospectus, with the Securities and Exchange Commission, or the SEC, for the offering to which this free writing prospectus relates. Before you invest, you should read the prospectus in that registration statement and other documents our company has filed with the SEC for more complete information about our company and this offering. Investors should rely upon the prospectus and any relevant free writing prospectus for complete details. You may obtain these documents and other documents our company has filed for free by visiting EDGAR on the SEC web site at www.sec.gov. Alternatively, our company, any underwriter or any dealer participating in the offering will arrange to send you the prospectus, if you request it, by contacting (1) Citigroup Global Markets Inc. by calling 1-800-831-9146; (2) Deutsche Bank Securities Inc. by emailing at prospectus.cbdg@db.com or by calling +1-800-503-4611; (3) AMTD Global Markets Limited by emailing at project.trillion@amtdglobalmarkets.com; (4) China Merchants Securities (HK) Co., Limited by emailing at projecttrillion@cmschina.com.hk; and (5) Top Capital Partners Limited by emailing at securities@tigerfintech.com. You may also access our company's most recent prospectus dated March 11, 2019, which is included in Amendment No. 1 to our company's registration statement on Form F-1, as filed with the SEC on March 11, 2019, by visiting EDGAR on the SEC website at:
https://www.sec.gov/Archives/edgar/data/1756699/000104746919001070/a2237808zf-1a.htm
Top Capital Partners Limited, one of our subsidiaries in New Zealand, plans to offer allocations of the Company's Class A ordinary shares in the form of American Depositary Shares or ADSs in the Company's offering via the Company's mobile application, or the APP. Top Capital Partners Limited has its principal place of business in New Zealand and has been authorized and accredited as a market participant firm by the New Zealand Stock Exchange to provide brokerage services in New Zealand. It is not registered as a broker-dealer in the United States.
In compliance with Section 5 of the Securities Act of 1933, or the Securities Act, such allocation program was planned to be launched on or about March 12, 2019 after the Company's prospectus under Section 10(b) of the Securities Act was filed with the SEC on March 11, 2019, and after this free writing prospectus was filed. Further, these allocations will not be offered to any United States person or any person that is physically located in the United States.
This free writing prospectus was prepared and filed by the Company pursuant to Rule 433 under the Securities Act to include all of its APP's cached content pages related to such allocations in this offering as below. The allocation on the APP will be in Chinese and the English version was translated from the original pages in Chinese for reference purpose only.
Issuer
Free Writing Prospectus
Filed Pursuant to Rule 433
Registration No. 333-229808
March 12, 2019
Issuer
Free Writing Prospectus
Filed Pursuant to Rule 433
Registration No. 333-229808
March 12, 2019
Issuer
Free Writing Prospectus
Filed Pursuant to Rule 433
Registration No. 333-229808
March 12, 2019
Issuer
Free Writing Prospectus
Filed Pursuant to Rule 433
Registration No. 333-229808
March 12, 2019
Issuer
Free Writing Prospectus
Filed Pursuant to Rule 433
Registration No. 333-229808
March 12, 2019
Issuer
Free Writing Prospectus
Filed Pursuant to Rule 433
Registration No. 333-229808
March 12, 2019
Issuer
Free Writing Prospectus
Filed Pursuant to Rule 433
Registration No. 333-229808
March 12, 2019
Issuer
Free Writing Prospectus
Filed Pursuant to Rule 433
Registration No. 333-229808
March 12, 2019
UP FINTECH HOLDING LIMITED